Employee Benefits

RCM has created a dynamic and comprehensive benefit package with a variety of selections to ensure that our employees and their dependents have an insurance plan designed to balance work and life needs.

Eligibility begins on your hire date.

Employees and their families may be covered by RCM group plans. Eligible dependents include, spouse, same and opposite sex domestic partners and dependent children, including eligible children of domestic partners.

The following is a sample of the benefits currently offered by RCM.

For more information, select from the following list:

Health Insurance PlansExercise

RCM contributes approximately 80 percent toward the cost of medical and dental plan coverage for employees and any dependents. Employees contribute the remainder, through convenient payroll deductions.

Medical Plans

Blue Cross PPO Medical Plan
Blue Cross HMO Medical Plan
Kaiser Medical Plan

Dental Plans

Delta Dental PP
Cigna Dental HMO

Vision Service Plan

VSP

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Disability PlansPondering Man

Co-paid Salary Continuation

RCM will supplement funds received from the state disability plan for eligible employees so they may reach 100% of their current base salary based on their length of service. This benefit runs concurrent with the Family and Medical Leave Act (FMLA) and any other leave of absence plans (where applicable).

Long-Term Disability Insurance

The Long-term Disability (LTD) plan provides eligible employees with a benefit equal to 60 percent of base pay, up to a maximum of $5,000 per month.  Each employee has the opportunity to participate in our Buy-Up Plan.  The Buy-Up Plan allows each employee to buy additional coverage.

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Life Insurance Plans

Basic Life InsuranceMan Reading

RCM provides eligible employees with company-paid basic life insurance coverage equal to 1.5 times their annual base salary.

Supplemental Employee Life Insurance

While the company-paid basic life insurance coverage provides valuable benefits, we recognize that there may be a need to purchase additional coverage. Employees may purchase supplemental life insurance coverage in amounts equal to one, two, three, or four times their base annual salary. The maximum benefit for this coverage is $2,000,000.

Voluntary Accidental Death and Dismemberment (AD&D)

Employees have the opportunity to purchase coverage for yourself or family. The maximum benefit for this coverage is 10X eligible compensation.

Supplemental Dependent Life Insurance

Employees may purchase supplemental dependent life insurance coverage in an amount equal to $10,000 for their spouse and $5,000 for each dependent child.  Employees pay 100 percent of the cost for this coverage with post-tax dollars, through convenient payroll deduction.  The premium is a flat rate, and covers both spouse and/or any number of eligible children.

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Flexible Spending Accounts

CalculatorThe Flexible Spending plan allows you to set aside tax-free money to pay for certain health care and dependent day care expenses (child or elder). If you enroll in this Account, the maximum amount allowed for health care reimbursement is $5,000 per year to help pay for eligible medical, dental, vision, or hearing care expenses. The maximum amount allowed for dependent is $5,000 per year.

The Commuter Benefit plan allows you to pay for your mass transit (bus, train, ferry) or parking expenses when traveling to work with before-tax earnings. For mass transit, you may deduct up to $110 per month. For parking, the monthly limit is $215.

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Employee Stock Purchase Plan

PenThe Employee Stock Purchase Plan (ESPP) enables employees to participate directly in the future performance of Allianz SE shares.

 

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401(K) Savings and Retirement Plan

Deck ChairAllianz Global Investors of America L.P. 401k Savings & Retirement Plan is your opportunity to invest in your future and to help you prepare for your retirement years. You are eligible to participate on the first of the month following the date of hire.

401K
 Retirement Plan - Company Funded:

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CollegeAccess 529 Plan

BooksYou are eligible to participate in the CollegeAccess Plan the first of the month following the date of hire.

The CollegeAccess 529 Plan (the "Program") is a college savings and investment program designed to enable individuals to save and invest for qualified higher educational expenses of a child or other beneficiary on a tax-favored basis.

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CFA Reimbursement

accountRCM sponsors CFA reimbursement 100% to qualified employees who voluntarily register, complete and pass the CFA examinations.

 

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